Debarshi Sanyal

Speaker bio

Debarshi leads the financial risk modelling function at Bendigo Bank covering credit risk, interest rate risk, and financial consequence models for operational risk. His work drives enterprise risk outcomes that support sound credit decisioning and sustainable growth, enables automation and digital innovation, ensures capital adequacy through advanced internal risk-based modelling, and delivers robust provisioning and enterprise-wide stress testing. In a financial services career spanning over two decades, he is recognised for developing high-performing values-based teams at scale, strengthening risk measurement and governance through the disciplined use of data and advanced analytics. His experience spans retail, SME, corporate, and institutional banking portfolios across Australia, New Zealand, the United States, and Asia. He holds a Ph.D. in Economics and lives with his family in Melbourne.